25-Month IRA Certificate Special
Put Your Money To Work
So you don’t have to.Jovia puts the “earn” in early retirement. Grow your savings faster with our limited-time 25-Month IRA Certificate at 4.00% APY*. Choose the tax advantages of a Traditional or Roth IRA, and enjoy the ultimate flexibility of making additional deposits at any time.**
Whether you are just opening your first account or ready to maximize your growth, lock in this high guaranteed rate today with as little as $100.
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* APY = Annual Percentage Yield. Promotional rate in effect from June 24, 2026, for a limited time only. Assumes funds remain on deposit until maturity. Subject to change without notice. $100 minimum balance to earn APY and to open an account. No Credit Union penalties on withdrawals on IRA for normal IRA distributions. Consult a tax advisor regarding tax penalties for IRA withdrawals before age 59 ½. Penalties and fees may reduce earnings on accounts. Membership eligibility requirements apply. If the certificate rate increases within (5) five calendar days of the account opening, your certificate will earn the higher rate from the date the higher rate went into effect until the certificate’s maturity date. Only once may your rate increase. The dividend rate and annual percentage yield may increase. At renewal, your certificate will earn the rate on the day of maturity regardless of any future rate change.
** Additional contributions are permitted for the 25-month IRA term certificate prior to maturity when the account is opened on or after June 25, 2026. Please consult with your tax advisor for guidance on contribution limits.