Jovia’s Certificate Special
Turn your savings up a notch
Summer is heating up, and it’s time to add some sizzle to your savings. Take advantage of our limited-time certificate specials and watch your money work harder for you. Choose between
18-Month Certificate at 4.00% APY*
25-Month Certificate1 at 3.75% APY*
or both! And enjoy Jovia’s 5-Day Rate Guarantee**, penalty-free withdrawals for qualified home purchases and tuition expenses, and automatic renewal², when you add extra shine to your savings. Take advantage of this offer before it cools off.
Choose what's right for you
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*APY= Annual Percentage Yield. Rates are subject to change without notice. APY measures the total amount of dividends a credit union pays on an account based on the dividend rate and the frequency of compounding. APY is expressed as an annualized rate, based on a 365-day year (366-day year in a leap year), regardless of the actual term. APY assumes all dividends remain in the certificate until maturity. Withdrawals will reduce earnings. Fees could also reduce earnings. Penalties may be imposed for early withdrawal. Penalty-free withdrawals for tuition and home purchases only. Opening balance must be $100 or more. Ask for details.
**If the certificate rate increases within (5) five calendar days of the account opening, your certificate will earn the higher rate from the date the higher rate went into effect until the certificate's maturity date. Only once may your rate increase. The dividend rate and annual percentage yield may increase. At renewal, your certificate will earn the rate on the day of maturity regardless of any future rate change. Offer subject to change at anytime.
1Offer is available for Consumer and Business only; IRA are excluded from this offer. Membership eligibility requirements apply
2If the existing term of the certificate is no longer available, it renews to the closest term that is below the current product. If account remains inactive it may be escheated. For more information, please refer to our fee schedule.